Be it a motorist, passenger or even pedestrian we all look out for the same thing, personal property whether in traffic or down the street. Most importantly, our phones would hold more water if stolen or even damaged in unexpected accidents.

Contacts, memories, documents are valuables you don't want to lose through any incident whatsoever. Oriet Mobile is giving you a reason not to worry over any of these possibilities. Mobile phones being snatched from car windows in traffic jams in Nairobi has unfortunately become a norm rather than exception.

Many Matatu passengers have equally lost their pricey gadgets to pickpockets and street urchin during peak hours when their minds are preoccupied with either to work early or going home to their families in the evening.

Kenya Orient, the insurance company that pioneered mobile phone insurance in the country is one you should consider for an insurance cover for their phone or tablet if they can't afford to replace or downgrade to a cheaper option in case of theft or damage.

The Leading general insurance company registered in Kenya relies on more than three decades of experience to operationalise new innovative products and is renowned for developing innovative insurance products such as orient mobile, excess free motor pack and Safaribima.

However, there are various ways of protecting your handset, tablet and data. If you have a house teeming with little ones, you never know when those innocent lads decide crack open the gadget and free Talking Tom. It is critical all the same to back up your data either on the web or to the computer.  Irrespective of how expensive your gadget is, the information stockpiled in the device, phone book, photos, videos apps, games, messages, is mega-valuable.

It is thus the assumption of an insurer that you have taken requisite precautions to keep your device secure. Kenya Orient stipulates that theft claims MUST be reported to the police within 48 hours of the theft. If the loss occurs when you are outside Kenya, the insurance policy holder should report the incident to the police in the respective country within 48 hours and get a written report of the same.

"We cover accidental damage e.g. damage caused by dropping the phone/ tablet, malicious damage i.e. vandalism and liquid damage," pointed out Muema Muindi from Kenya Orient Insurance.

Unlike other insurance products, mobile phone cover doesn't depend on one's gender, job, what you earn or other standard risks and registering a Claim online is easy and takes only a couple of minutes. All you need is the ID that you used to register for your Kenya Orient  Policy. The insurance company however only insures selected models and only mobile phones that can access the internet.